Spend crypto.
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No. Prism requires absolutely zero KYC or identity verification. You can sign up with just an email address and start using your card within minutes. As a Panama-based offshore institution, we are not subject to the same regulatory requirements as traditional banks.

We currently support BTC, ETH, USDT, USDC, XMR, and SOL. When you deposit crypto, it is automatically converted to fiat currency and loaded onto your Visa card balance, ready to spend immediately.

No. Unlike traditional bank cards or other crypto card providers, Prism has no daily, weekly, or monthly spending limits. You can load and spend as much as you need without any arbitrary restrictions.

Anywhere Visa is accepted — which means 195+ countries worldwide. Use it for online purchases, in-store payments, subscriptions, and ATM withdrawals (Physical card). It works just like any other Visa card.

The Virtual card is issued instantly and works for all online purchases, Apple Pay, and Google Pay. The Physical card includes everything in the Virtual card plus a premium metal card for in-store payments and ATM withdrawals worldwide, with priority support.

Prism is incorporated in Panama and operates outside the jurisdiction of invasive financial surveillance frameworks. We collect no personal data beyond an email address, perform no identity checks, and never share transaction data with third parties.

Prism charges a simple 5% fee on each top-up. There are no hidden fees, monthly charges, or maintenance costs. What you load is what you get, minus the top-up fee.

Virtual cards are issued instantly upon account creation. Physical metal cards are shipped via express international delivery and typically arrive within 5–10 business days depending on your location.